MLI Select · Point Scorer

Score your MLI Select project.

Combine affordability, energy efficiency and accessibility to see which tier (50 / 70 / 100) you qualify for — and the LTV, amortization, minimum DCR and premium discount that come with it. Minimum 50 points to qualify.

Affordability thresholds: 10% / 15% / 25% of units at or below 30% of median renter household income.

Up to 100 pts
25%
Level 1: ≥10% → 50 pts
Level 2: ≥15% → 70 pts
Level 3: ≥25% → 100 pts
20-year commitment
Adds +30 bonus points when affordability points are earned.
Up to 50 pts
60%
L1: ≥25% → 20 pts
L2: ≥50% → 35 pts
L3: ≥60% → 50 pts
Up to 30 pts
Total score
200
points
Tier qualified: 100 points
Affordability
100 pts
20-yr bonus
30 pts
Energy
50 pts
Accessibility
20 pts
Tier benefits
Max LTV (new)
95%
Max LTV (existing)
95%
Max amortization
50 yrs
Premium discount
30%
Minimum DCR
1.1
Recourse
Limited
Next steps

Once you've hit a tier, size the loan against LTV and DCR:

Open loan sizer →Compute premium →